Investment, Coding and Actuary

Getting better day by day…

Leave a comment

9 ways that sound affects our health, wellbeing and productivity


TED Blog

Julian Treasure cares very deeply for your ears. That’s why he’s given TED talks like “The 4 ways sound affects us” and “Why architects need to use their ears.” Treasure is on a mission to make policymakers, engineers, architects and, well, [ted_talkteaser id=965]everyone think more about what they hear around them — because the way things sound have a tangible, measurable effect on how we feel, how we heal, how we work and how we live.

To this end, Treasure’s The Sound Agency has teamed up with Biamp Systems to create a whitepaper called “Building in Sound,” a look at the data linking sound and well-being.

“This paper is based on exhaustive review of academic papers, and reports from national governments and multinational bodies, going back some 40 years,” it begins. “The research examines the causes and impacts of sound on our health, recovery from illness…

View original post 753 more words


Leave a comment

Balance Sheet: A review of the B/S

Most of the information in this post is from:

The balance sheet is a record of a company’s assets and liabilities — in short, what it’s already got or expects to get soon, and what it owes to others.

Shareholder value ultimately comes from liquid assets — assets that can easily be converted into cash. The amount of liquid assets a company can amass ultimately determines its value. Better yet, if a company generates more liquid assets than it needs to fund its operations, it can give the excess back to shareholders in the form of dividends or share buybacks.

There are two ways to measure liquid assets. The first is terminal value — how much the company would return to shareholders if, at some future point, it closed down all its operations and turned everything into cash. The second is tangible shareholder value — the returns on invested capital generated by the company’s operations.

Most investors spend too much time obsessing over a company’s earnings, and too little time studying the balance sheet and its cousin, the statement of cash flows. The balance sheet can tell you whether a company’s got enough money to keep funding growth, or whether it’ll have to take on debt or issue bonds or additional stock to sustain itself. Does a company have too much of its money tied up in inventory? Is the company collecting money from its customers reasonably quickly? The balance sheet knows all. Continue reading

Leave a comment

First blog using WordPress and more…

So here I am opening up a brand new blog. This is probably my third or fourth blog, but the first one that is public. So welcome if you happen to stumble across this little tiny corner on the Internet. I hope you find my stuff here interesting.

This blog’s primary purpose is kept as a platform for me record my research on investment, progress as a future actuary and various pieces on coding, software and apps.

The primary driver for me to open this blog is for me to share my thoughts, ideas and speculations along with interesting stories I stumble upon from time to time. Please feel free to leave a comment and you might just be the first person ever commented on my blog!

Let’s get started!